



We create a clear, step-by-step strategy tailored to your super fund borrowing capacity and property investment goals.
From understanding how property inside super works to mapping out exactly what’s possible with your current balance, this plan gives you the confidence and clarity to move forward without hesitation.
You’ll finally have a roadmap designed specifically for your circumstances.
Access our network of specialist SMSF lenders who understand the complexities of superannuation property finance.
We handle the entire lending process, from sourcing competitive rates to preparing all required documentation.
This ensures your loan is structured correctly and fully compliant, so you avoid costly mistakes and delays.


Your Seamless Property Acquisition Process
We have access to all the SMSF experts you need on your team to facilitate setting up the fund (if required), providing financial advice, and once ready, researching and negotiating on the right property to suit your needs.
We work together to coordinate every detail of the property purchase, from due diligence through to settlement, every step is managed for you.
This eliminates overwhelm and ensures your SMSF investment is executed smoothly, securely, and in line with your long-term wealth plan.
Once your property is secured, we don’t disappear.
You get continuous support to keep your SMSF compliant and optimised.
From annual reviews to ongoing guidance on contributions, repayments, and regulations, we make sure your investment stays on track—giving you complete peace of mind year after year.


We help you understand how property inside your SMSF could support your long-term financial goals.
By showing you how rental income and potential capital growth work within a fund structure, you’ll gain clarity on what’s possible—without needing to rely solely on shares or traditional super fund performance.
This isn’t financial advice—it’s about giving you the tools and education to make confident, informed decisions around your SMSF investment path.









This professional couple had a combined super balance of just over $300,000 and were frustrated by years of inconsistent returns in traditional super funds.
We worked closely with them to develop a tailored SMSF property strategy, referred them to one of our expert SMSF Buyer's Agents to find a compliant residential property, and secure finance through one of our specialist lenders.
Within 90 days, they had purchased a $650,000 property generating rental income inside their super. We handled the entire process end to end—strategy, compliance, lending, purchase coordination—so they felt confident and in control from day one.
Today, their fund receives consistent rental income and they have a clear plan to grow their portfolio further.


We practise what we preach. We have applied this exact process in our own SMSF to secure compliant investment property and build tax-advantaged wealth over the long term.
From mapping the strategy to liaising with lenders and completing due diligence, we’ve experienced every step of the process ourselves. This is why we know precisely how to avoid the pitfalls that derail most investors.
When you book your Discovery Call, we’ll show you exactly how this proven system works in real life—including our own numbers, lessons learned, and the long-term benefits we continue to enjoy.


The first step is understanding exactly what you want your financial future to look like.
We work with you to define clear goals and show you how investing in property through your SMSF can help achieve them.
This clarity becomes the foundation for every decision you make.
Strategy & Confidence
Once your vision is clear, we develop a tailored, step-by-step strategy.
You’ll see precisely what’s possible with your current super balance and how to structure your investment safely and compliantly.
This removes uncertainty and gives you total confidence to move forward.
We bring in all required SMSF investment specialists and work together in handling all the paperwork, lender negotiations, compliance requirements and property negotiations on your behalf.
You stay focused on your goals while we take care of the details, ensuring nothing is overlooked and every step runs smoothly.
When you’re ready to buy, your property negotiator will coordinate the entire acquisition process—from due diligence and contracts through to settlement.
This ensures your property purchase is stress-free and fully aligned with your long-term wealth plan.
After settlement, you have a trusted partner on hand to keep your SMSF investment compliant and optimised.
We provide continuous guidance and reviews so your strategy stays on track and your retirement wealth grows confidently over time.






Most clients start with a combined super balance of at least $200,000. This provides enough capital to cover the deposit, legal costs, and setup while still maintaining liquidity for compliance requirements.
No. Many Australians mistakenly believe SMSFs are only for the very wealthy. In reality, if you have a combined balance of $200,000 or more, you may be well positioned to begin building wealth through property in your super.
Absolutely not. Together with our trusted partners, we will handle the entire process for you—from structuring your fund and securing finance to coordinating the purchase and ongoing compliance. You’ll have a specialist partner guiding you every step of the way.
No. The property must meet strict rules set by the ATO. It needs to be for investment purposes only (not for personal use) and purchased at market value from an unrelated party. We’ll ensure every detail is compliant.
That’s perfectly fine. We can assess your current SMSF structure and help you develop a tailored property investment strategy, or support you in securing finance and executing a compliant purchase.
SMSF loans are known as Limited Recourse Borrowing Arrangements (LRBAs). We work with specialist lenders who understand SMSF lending rules and can provide terms that align with your strategy. We’ll manage the process end-to-end.
Typically, from initial strategy session to settlement, the process takes around 60–90 days. This includes time for structuring, approvals, finance, due diligence, and settlement.
You’ll have continuous support to ensure your SMSF remains compliant and optimised. We provide annual reviews, guidance on contributions and repayments, and help you plan the next stages of your property strategy.
Like any investment, property carries risks. However, with a clear strategy, careful due diligence, and professional guidance, you can significantly reduce unnecessary risk and make informed decisions aligned with your retirement goals.
We specialise exclusively in SMSF property finance and investing. Unlike general brokers, we understand every nuance of SMSF compliance, lending, and strategy. With our end-to-end support, you’ll never feel overwhelmed or uncertain—just clear, confident, and in control of your wealth-building journey.
© Copyright 2025 Edgewater Finance. All rights reserved.
Reproduction or duplication of this website or contents is strictly prohibited.
View Privacy Policy & Terms
Disclaimer: Information provided in this presentation is general in nature and does not constitute personal financial advice. Every effort has been made to ensure that the information provided is accurate. You must not rely on this information to make a financial or investment decision. Before making any decision, we recommend you make an appointment with one of our finance professionals to take into account your particular investment objectives, financial situation and individual needs. We always recommend speaking to your accountant or tax adviser before acting on tax matters. Unless otherwise specified, copyright of information provided in this presentation is owned by Edgewater Finance. You may not alter or modify this information in any way, including the removal of this copyright notice.